Real Estate Market Forecast 2025 – Is It a Good Time to Buy or Sell?

Real Estate Market Forecast 2025 – Is It a Good Time to Buy or Sell?


Introduction

The year 2025 is shaping up to be a pivotal moment for the real estate market in Poland. Dynamic economic shifts, fluctuating interest rates, a growing number of residential listings, and global developments such as U.S. trade policies and stock market instability all have tangible impacts on the decisions made by investors and homebuyers. As an experienced real estate agency based in Krakow, Waweldom monitors these trends closely to help clients make informed choices. In this article, we explore whether 2025 is the right time to buy or sell real estate based on up-to-date data and expert analysis.

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1. Number of Listings on Property Portals

According to GetHome.pl, the number of residential listings in Poland increased by over 15% in Q1 2025 compared to the same period in the previous year. Krakow alone sees over 14,000 active listings each month.

This supply surge may indicate:

  • Increased activity from investors looking to cash in on profits,

  • Price pressure due to higher seller competition.

For potential buyers—especially those supported by Waweldom real estate agency—this creates a favorable environment for negotiating better deals.


2. Number of Transactions

A National Bank of Poland report from Q3 2024 shows a year-over-year drop of over 8% in real estate transactions. This decline stems from the end of the "Safe Credit 2%" program and tighter credit policies from banks. In Krakow, the downturn is most noticeable in units over 60 m².

For Waweldom, this highlights the importance of strategic consulting and marketing support for sellers aiming to stay competitive.


3. Number of Housing Starts

Data from Statistics Poland (GUS) indicates that over 220,000 housing units were started in 2024, a 7% increase from 2023. In Krakow, new development projects remain steady, though rising costs of materials and labor are slowing the pace of new construction.

Increased supply coupled with limited demand could lead to price stabilization or even slight corrections.


4. Interest Rates and Credit Availability

In 2025, the Monetary Policy Council (RPP) is maintaining the interest rate at 5.75%, with no cuts expected, according to the NBP president. This reduces credit affordability and increases the need for larger down payments.

Waweldom works with trusted mortgage advisors, helping clients find optimal financing conditions and speeding up the buying process.


5. Potential U.S. Tariffs and Their Impact

Early in 2025, the U.S. announced the possibility of imposing tariffs on imports from the EU, including Poland. Analysts at the Polish Economic Institute (PIE) estimate these could reduce Poland's GDP growth by up to 0.4%.

Implications for the real estate market:

  • Lower consumer confidence,

  • Slower foreign investment,

  • Heightened economic uncertainty.

That said, real estate in Krakow remains a strong, stable asset and may attract capital as a safe haven.


6. Stock Market Crash and Its Consequences

In April 2025, the WIG20 index dropped nearly 10% over two days. While the market later stabilized, many investors began seeking safer alternatives for capital.

This could result in:

  • A shift from stocks to real estate,

  • Increased interest in long-term rentals,

  • Higher demand for premium properties in attractive locations like downtown Krakow.


7. Is 2025 a Good Year to Buy Real Estate?

Benefits for buyers:

  • Wide selection of properties,

  • Room to negotiate,

  • Long-term value appreciation or rental income.

Risks:

  • High loan costs,

  • Macroeconomic uncertainty.

Waweldom's recommendation: For cash buyers or those with strong creditworthiness, 2025 offers solid opportunities.


8. Is It a Good Time to Sell Property?

Advantages for sellers:

  • Prices remain stable,

  • Demand for well-located properties persists,

  • Comprehensive marketing support from Waweldom real estate agency in Krakow (professional photo shoots, virtual tours, premium listings).

Risks:

  • High listing competition,

  • Longer wait times for a buyer.

Waweldom's recommendation: Sellers should consider a professional valuation and market analysis to stay competitive.


9. Krakow – A Safe Investment Harbor

Krakow has consistently ranked as one of Poland's most stable real estate markets. Properties in central areas and growing districts like Ruczaj, Pradnicka, and Nowa Huta attract both domestic and international investors.

Waweldom real estate agency offers:

  • Deep local market expertise,

  • Broad listing reach,

  • End-to-end transaction services.


10. Conclusion

2025 brings both uncertainty and opportunity to the real estate market.

For buyers:

  • Take advantage of broad supply and bargaining power.

For sellers:

  • Adapt to market conditions and leverage professional guidance.

Waweldom, your trusted real estate agency in Krakow, offers expert advice and full-service support—whether you're buying, selling, or investing.


Sources:

  1. https://www.bankier.pl/wiadomosc/Sprzedaz-mieszkan-hamuje-Takiego-spadku-u-deweloperow-nie-bylo-od-dwoch-lat-8780427.html

  2. https://www.rp.pl/nieruchomosci/art41765481-rynek-mieszkan-zasypany-ofertami-sprzedajacy-musza-poskromic-apetyt

  3. https://nbp.pl

  4. https://pie.net.pl

  5. https://gethome.pl

  6. https://primetimepr.pl/rynek-nieruchomosci-podsumowanie-2024-roku-i-prognozy-na-2025-new/


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  • Meta Description: Is 2025 the right time to buy or sell real estate in Krakow? Discover expert insights and forecasts on prices, listings, interest rates, and market risks from Waweldom real estate agency.

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